Why Choose Anna?


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Why Are Our Rates So Low?

WE SHOP RATES FOR EVERY LOAN:

We compare rates from 253 lenders in real-time for you.

WE NEGOTIATE FOR YOU:

Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates

WE LOWER OUR PROFIT:

Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

We have over 14,300 Google Reviews with an average rating of 5 stars.

Mortgage Solutions for Every Buyer

Customized loan options designed to fit your financial goals

Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona

First-Time Buyer Loans

Loans crafted to ease entry into homeownership with competitive rates and flexible down payment options.
Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona

Jumbo Loan Programs

Financing tailored for high-value properties, offering terms that accommodate larger loan amounts beyond standard limits.
Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona

Refinance Options

Refinance your current mortgage to reduce payments or adjust terms, improving your financial flexibility.
Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona

DSCR Loans

Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors. Instead of using personal income to qualify, the loan approval is based on the rental income the property generates compared to the loan payment.

Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona

VA Loans

VA loans are government-backed mortgages for veterans, active-duty service members, and eligible spouses. They offer benefits like no down payment, no private mortgage insurance (PMI), and competitive interest rates.

Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona

FHA loans

FHA loans are backed by the Federal Housing Administration and are ideal for first-time or lower-credit borrowers. They require a lower down payment (as little as 3.5%) and have more flexible credit requirements.

Experience the power of having Anna on your side. → Call Now.

Start Your Loan Application Today

Complete your mortgage application online with ease. Our streamlined process and expert support help you move forward confidently and quickly.

Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona
Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona.

Mortgage Loan FAQs

Get straightforward answers to frequent questions about mortgage loans and how our services can support your home financing journey.

  • What mortgage loan types do you provide?

    Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona
    We offer a variety of mortgage loans including options for first-time buyers, refinancing, jumbo loans, and investment properties tailored to your financial goals.
    View Details

  • How can I determine if I qualify for a mortgage?

    Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona
    Qualification depends on your credit history, income, and debt levels. We evaluate your financial profile to recommend the best loan solutions.
    Check Eligibility

  • What is the process for applying online?

    Anna Kleopoulos, Mortgage Loan Officer in Florida, Mortgage Loan Officer in Arizona
    Our secure online application lets you submit your information anytime. Our team will guide you through each step until your loan is approved.
    Start Application